Miami, Florida's Bankruptcy Law Firm

Nobody likes being in debt. 

We not only understand that but we are here to help!

Consultations are free!

Chapter 7 Bankruptcy


Chapter 7 Bankruptcy allows for discharging of debt. This allows the debtor to be to essentially start over. 


Chapter 13 Bankruptcy

Known as the wage earners plan, Chapter 13 Bankruptcy enables individuals with regularly paid income to develop a plan to repay all or a portion of their debts. 

Student Loan Debt Help

Student loan debt has become the second largest debt in America, passing $1.5 trillion in 2018.

Student loans have gotten out of control. They have become predatory and also, unfortunately necessary to gain a better education.

Foreclosure and Mortgage Loan Modifications

– According to the Federal Deposit Insurance Corporation (FDIC)

Every three months, 250,000 new families enter into foreclosure.

One child in every classroom in America is at risk of losing their home because their parents are unable to pay their mortgage.

More than 6 in 10 homeowners delinquent in their mortgage payments are not aware of
services that mortgage lenders can offer to individuals having trouble with their mortgage.

As an experienced and knowledgeable bankruptcy attorney, Michelle Labayen has handled countless foreclosures, as well as loan modifications.

It’s not too late to save your home! 

Contact Michelle, today, and get on the path to financial freedom.

The Law Office of Michelle Labayen, LLC Can Help With The Bankruptcy Process

Anyone can qualify to file for bankruptcy. There isn’t an exact amount of debt or financial difficulty required. You don’t have to show insolvency or meet a certain standard.

You should always speak with a lawyer before beginning the bankruptcy process to ensure it’s the best option for you. Michelle Labayen is a knowledgeable and experienced bankruptcy attorney with offices in New York, NY, and Newark, NJ. Florida licensed attorney Drew Gaddis is counsel and would be representing all clients in Florida.

Miami Bankruptcy Office

100 SE 2nd St Suite 2000 #A
Miami Tower
Miami, FL 33131
Phone: (786) 209-2327